So it’s entirely within the possiblity of a lot of the type of people I see YNAB customers as…most white collar…well the biggest thing is just understanding savings rate, and understanding happiness, and how often is that really connected to spending–less than we think. She was a project manager for a while, and while we had higher than average salaries, they weren’t like wall street or lawyer salaries. M: Correct, we both worked in a high-tech industry, sort of engineering things. So you retired at almost 31, and you and your wife were both working, I guess, and you were an engineer, correct? J: Much, much sooner than what is the norm out there.
I became exasperated with their financial behavior, and started this blog explaining how you can actually not spend all the money you earn, and how it builds up and gives you financial freedom sooner than you realize. So I quit working in 2005 in order to start a family, and here we are eight years later.Ī couple of years ago I found that none of the other coworkers in this industry–engineering–did the same thing.
#Mmm money shockingly simple math professional
Okay well, the story is that I came to this United States country from another one, one called Canada, and I just found, without studying up on the cultural norms here, I found that by earning a reasonable professional salary and spending a reasonable amount of money, you end up saving a reasonable of money so I had enough to retire just before turning 31–my wife and I did. So, why you’re THE authority on all things you decide to write about, and then I’ll start asking you questions–I might even play devil’s advocate. I want to talk about the savings rate today, and I guess first, let me have you give a little bit of background on who you are, and why you’re an authority–the authority–we talked about how absolute truth flows from your website. For those that are fans of both of us, then you know, double bonus. I wanted to basically have you come on and introduce you to YNABers who don’t already know about you, which there are probably a good bit. There was lots of downtime and conversation and we got to know each other pretty well. M: Yes it was very serious, very business like. J: So you and I just finished up a business trip down in Ecuador.
Money Mustache: Thanks a lot Jesse, it is a pleasure to be here.
Money Mustache, from and today we’re going to focus mainly on the savings rate, and I want to have everyone approach this with an open mind, so open your minds, and then let’s dive in.
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